Filipino Slang Words Essay

Throughout the generation, one can already make a separate dictionary for the great number of Filipino slang terms created. However one term can definitely catch one’s attention, which is exactly what the term’s meaning is. Have you ever been in a situation where a person has been called epal? What exactly is being epal? Urban Dictionary defines it as ‘a person who goes into a situation wherein his presence is not needed or in a place he does not belong’. The term epal has been derived from the word ‘pumapapel’ or ‘mapapel’ which means someone who intervenes with affairs of others or impedes with the concerns of a group with no relation to him with the intention of trying to become the center of attention. It can be inferred that it is an example of salitang kalye or balbal in Filipino language and has an unclear etymology. Although unclear is its roots, epal is similar to other Filipino slang terms and it is certain that there is a catalyst for these words to be created. Hence, it is not only about using epal as either an insult or a label because it is also an element of language variation. Relevantly, slang terms are codes or â€Å"mechanisms† that reflect social awareness or circumstances happening around an individual (Newsome, n.d.) The term can be traced to the culture of the Philippines. Knowing that it is part of our language and culture, it is ought to be elaborated for it allows the discovery of the pattern of formation of words like it and what it has to do with our identity. This one word could even identify the image of Filipino society in the micro-level. The term epal is a proof of the diversity of the Filipino language because of its connotation in the past and present, impact to society and contrasting themes with other similar terms in the Philippines. On account of being a mainstream negative label for someone, the attribute of epal has extended to the usage in the social and political dimension. There are hundreds of situations one can recognize someone as epal. In the social scene, media might use epal as an interesting element in a show. One can imagine a girl with her quickly beating heart, and blushing cheeks that seem like roses blossoming and sparkling eyes hidden and focused on the ground to avert the eyes directed toward her. In an inconspicuous location after school hours, she called this boy full of determination but now it was as though her courage was being drained from her. Presently, she is standing before the man of her dreams and is ready to confess her overflowing emotion. Both are anxious of their presence and what is about to happen. Beginning to explain, she spoke to the boy in a soft-spoken yet determined voice. As soon as she was about to confess her pure and deep love, the whole atmosphere is ruined and the mood is after a teacher appeared. The romance between the princess and the prince is destroyed by the dragon and to what they thought was going to be their happy ending, it ended painfully before it even began. An epal is a person who intervenes with people or thwarts plans. In a political scene, again one can imagine a person walking down the street, and he sees posters everywhere of incompetent politicians declaring their vow to the progress of this country. It was the same vow they made during the previous campaign period where they won, and currently their promises are insubstantial. Completely infuriated by this, he goes home and tries to ease his mind so he turned the television on to watch his favourite show. Giggles and tears were expressed; the person was concentrated veritably on the show for the storyline was reaching its climax. Then, the epal struck once more; a campaign advertisement showed the same shameless politician, who pretended to help the adults and children by giving them goods and smiles at a populated squatter area. At such a premature period, he was already campaigning and promoting his kupal side. An epal is one who schemes and gets as much opportunity as possible to get attention. To distinguish further, an epal is characterized as: first, he is treated like an outcast when he is forcing his way in to a group he does not belong or he is not welcome in. Second, a person who assigns himself with more work so he seems the good guy in the group but actually he receives pity and the work he assigned for himself is given to others so he is left with none. He is a cunning extra character in a movie trying to create his own script in the film, so he can get the credit for the success of the movie and get more attention. Boosting the ego through vexatious ways, it is what an epal does. As is any other term, there must have been a cause as to why slang words are formed. Though epal has a vague etymology, it has motivators for it to be integrated in the Filipino vocabulary. First, according to Zorc (1993), Filipinos establish the idea of a slang terminology â€Å"by borrowing from other languages, by giving new meanings to pre-existing words by coining or creating original forms, or by using numbers as a kind of â€Å"in-group codes† (as cited in Derivation of Slang Words, para. 1) The explanation for the existence of epal can be identified as coinage, or invented words completely or almost varying from the words they had been based on. It has reshaped the term through the process of metathesis and reduction. Metathesis or agglutination is simply the rearrangement of sounds and syllables in a word to produce new terms that may or may not have the same meaning as the original word (Derivation of Slang Words, n.d.). During the 1970s, the process of agglutination become popular and it might be the reason why we have epal (Tan, 2009). Reduction is the truncation or removal of a letter or a group of letters in a word. Example of these are Erap from the word pare (brother or friend), as well as yosi and siga (a brute) from sigarilyo (cigarette). Second, the likely cause of the creation of epal, similar to other salitang kalye at balbal, is being relative to the situation the term epal was formed. The result is a product that suits its social environment. Epal’s locus and period of time of creation has influenced and contextualized the term. Areas of the masa, or the middle and lower class Filipinos and further popularized by the media is the likely origin of epal. It is proven that slang terms are more likely to flourish in the scene of the masa but it is not absolute in all cases for even in college or in other various settings, people create their own slang, jargon and register. As a result, epal is evidence that our language is diversified and made more unique, through its regular usage rather than using foreign language. Epal has observantly contributed to our media and politics. In social context, media has made it famous because celebrities, hosts, and showbiz gossip people use it; it has become a staple label for people regardless whether they deserve it or not. Another effect would be that media has used epal characters frequently in comedy programs and use them for humor in romantic shows or rom-coms in short. They are portrayed as people who are annoying and uncontrollably butts in conversations, break up friendship among people, or someone who likes to brag and present himself to other uninterested people. He is a typical fool or clown. In political context, DSWD has used the term and launched its program after this. The â€Å"Anti-epal† campaign is against the â€Å"epals† in our community. These are politicians and political groups that ‘use the Conditional Cash Transfer Program, also known as PantawidPamilyang Pilipino Program, to threaten beneficiaries and take advantage of their roles in the forthcoming elections (Fernandez, 2013). The epals here have the same essence as the social context but has integrated it into their own conditions. Looking at these instances, epal is a slang term created by and for vendors, pedicab drivers or loiterers in the street. It can symbolize a cry for patriotism and change. These effects show that even a term like epal affects not only our language but also the people themselves. From the unique term epal, other terms have branched out from it such as kupal and kapalmuks. The variety of such creative words in Filipino slang vocabulary is too many to identify; its usage changing through periods of time and its trend fluctuating through succeeding generations. Epal, kupal and kapalmuks have been used interchangeably but in actuality they differ in: representation and degree. The word kupal originated from the language of Cebu. Similar as epal, kupal is also a master in the field of being an irksome pest but it specifically means an obnoxious person. Furthermore, it may be described as a person doing irresponsible actions and being ignorant of its consequences. The degree of the term kupal is greater than epal because it expresses a stronger feeling of frustration when one is called kupal. Hence, it can only be used as an insult. A person being kupal may not actually always be impudent, yet the person will always be considered repugnant. An instance could be whenever a person makes decisions without good discretion and this wrong judgement has caused grave results to him and others as well. First aspect of a kupal is that the person lies frequently and blatantly to get what he wants. The second aspect of a kupal is that the person recklessly does things and insensitively involves people with him. Ultimately, the primary difference between epal from kupal is the depth of both terms’ to denominate an individual’s acrimony to a person. Conversely, kapalmuks is pure shamelessness. It is the contraction of the Filipino phrase â€Å"kapal ng mukha† which exactly means being thick-faced or to be put simply have no sense of modesty in oneself. Both kapalmuk and epal are almost synonymous with each other. Both are vainglorious and egotistic, but epal tends to meddle with people’s businesses while a kapalmuk fixes himself in showing off for the praise. Kapalmuks is the state of shamelessness to the extreme degree, greater than an epal. An epal might self-promote through people, or social channels like giving himself most of the credit for a project that he had negligible collaboration with (Esguerra, 2011). Brazenly stepping into an affair and wanting to help very pretentiously, an epal gains popularity with his non-existent contributions and solutions. Randy David of Inquirer claimed this to be the â€Å"new narcissism† (De Veas Insigne, 2011) Contrariwise, a kapalmuk associate himself with people to seek attention rather he would spotlight himself. In a clearer manner, a kapalmuk is personified and can be seen here in the Philippines where walls of cities are turned into photo albums or scrapbooks by politicians. Everywhere, they put tarpaulins, posters, ads, infograph and other propaganda of politicians about themselves. The affected are just not facades, buildings or electric posts; license plate, permits, etc. are also marked by politicians’ faces. Although an epal can be intolerable, a kapalmuk can be disgraceful to himself and other people. Despite arguments claiming slang words in the language of Filipinos for instance epal, astig, damulag, bulalo, and jologs as detrimental to our culture for it makes our language a lowly, menial and ineffective medium in communication, slang terms are actually one characteristic of language which represents diversity at the same time solidarity. Coinages of Filipino terms prove that the language is ever evolving. It does not matter if it is barbaric or jargon but the important thing is that these words convey some aspect of truth in the world. The term epal then, represents the truth of having an exasperating character whether in real life or in a TV show. A person being epal is characterized as an outcast of in a group or a prideful extra in a movie. Similar as any slang word, it has its origin and during the trend of deriving slang in the 70s, epal took its form from the word ‘pumapapel’. Its effects to the Philippine community are that it is a recurring theme in the entertainment side and has been used to label people from the political arena. Epal may simply describe an attention seeking person but this is just a manifested purpose of the term. Its latent purpose might be to depict people in the country that are damaging this society. The significance of words in our language such as epal is not just to know a description for an enemy you have, it is much more complex than that. According to Gibbs (1994), Slang can be defined as â€Å"dynamic variety of language that is used to show solidarity and claimin-group membership† (as cited in Newsome, para. 2). It is in this light that we can deduce that when one culture creates slang it means that people are comfortable with the people they are mingling with and this strengthens the affiliation between a group either through race, language, belief, etc. Hence, it is right to say that bekimons, gay people in the Philippines, do not just cluster around their sexual orientation but also the language that they speak of. Lodge in his work â€Å"The Pragmatics of Slang† concisely explained it in his first of three features of language variation, that â€Å"a broad and increasing lexicon is essential in order to express the ‘nuances’ of human emotions and personal identity and experiences† We create these slang words because these words embody our troubles and our personality; the whole essence of us. Words mean nothing if these do not help define ideas and thoughts of the people. The word epal entails the idea of the generation when it was made and is being used. Thus, epal may, in the future, disappear in the following generations but the language of Filipinos will still be evolving. References: Arriola, B. So what’s epal (2012, September 03) Retrieved from Beltran, C. Beyond epal†¦it’s kapal (2012, September 12) Retrieved from http://www. De Guzman, L. In the know: ‘Epal’ (2011, November 04) Retrieved from De Veas Insigne, Y. (2011, November 17) Anti-epal bill is ok but how about the kapalmuks? Retrieved from http://www.yodisphere.com/2011/11/anti-epal-bill-is-ok-but-how-about.html DSWD to launch anti-epal campaign (2013, February 03) Retrieved from Epal : Pinoy Slang. (n.d.) Retrieved from Epal : Urban Dictionary (n.d) Retrieved from Esguerra, C. V. (2011, November 04) Sen. Santiago to shame vain politicians thru ‘anti-epal’ bill† Philippine Daily Inquirer. Retrieved from

Ib Physics Chapter 3 Notes

I did not understand how to explain why temperature does not change during a phase change and am not entirely sure if I have accurately or thoroughly described 3. 2. 3 and 3. 2. 4. This is also the case for 3. 2. 12 Thermal Physics Thermal Concepts: Temperature (T) is a measure of how hot or cold an object is, and it is the temperature that determines the determines the direction of thermal energy transfer between two objects. It is a scalar quantity and is measure in degrees celcius ( °C ) or kelvin (K). 0  °C is equal to -273K.Kelvin is based on the properties of a gas. Thermal energy is the receiving of energy from a hot body by a cold body when placed next to each other. Internal energy of a substance is the total potential energy and random kinetic energy of the molecules of the substance. It is where molecules in a body gain energy internally and are able to be move faster (increased KE) and move apart (increased PE) from work being acted upon it. Moles: †¢ A mole of a ny material contains 6. 022? 10^23 atoms or molecules. This is also known as Avogadro's constant. However, all moles don't have the same mass due to the different types of particles which have different mass Thermal Properties of Matter: Specific Heat Capacity (C) of a material is the amount of heat required to raise the temperature of 1kg of the material by 1 °C. It is measured in J ?  °C / kg. It is expressed by the equation: c = Q/ m? T; where m is mass, Q is the quantity of heat and ? T is the change in temperature. Thermal Capacity (c) of a material is the amount of heat needed to raise the temperature by 1 °C.It is measured in J /  °C . It is expressed by the equation: C = Q/ ? T; where Q is the quantity of heat added and ? T is the amount of increase in temperature of a body. The physical difference between liquids, solids and gaseous phases in terms of molecular structure and particle motion involve atoms having KE and having strong attraction to each other when soli d and having both KE and PE with less attraction and more room to move around when liquid with even more PE and increased potential to move around when gaseous.Evaporation is the change of state of matter from a gas to liquid, whereas boiling is the change of state from liquid to a gas. Specific Latent Heat (L) of a material is the amount of heat required to change the state of 1kg of the material without change in temperature. It is measured in J / kg. It is expressed by the equation: L = Q/m; where Q is the amount of energy and m is the mass. Kinetic Model of an Ideal Gas: Pressure = force/area The assumptions of the kinetic model of an ideal gas are: †¢ The Molecules are perfectly elastic The Molecules are spheres †¢ The Molecules are identical †¢ There is no force between the molecules (excepting collision) with constant velocity between collisions. †¢ The molecules are very small Temperature is hence a measure of the average random kinetic energy of the mole cules of an ideal gas as the speed of particles increase as the temperature rises. Thermodynamics: Thermodynamics relates to a thermodynamic system – this is a collection of bodies that can do work on and exchange heat between each other. These laws apply to all systems. K is absolute zero temperature, where molecules do not move The equation of state for an ideal gas: PV = nRT; where n is the number of moles and R is the molar gas constant. A real gas molecule has a shape and a finite size, whereas an ideal gas molecule (imaginary) is a point with no shape and it occupies no space. A real gas molecule interacts with others. An ideal gas molecule reacts totally independent of all others. There are no ideal gas molecules, only real gas molecules. However, as pressure decreases and the temperature increases, real gas molecules act more like ideal gas molecules.Thermodynamic Processes: The expression for the work involved in a volume change of a gas at constant pressure: P? V; w here P is pressure and V is volume According to the law of conservation of energy, energy cannot be created or destroyed. Hence, the first law of thermodynamics basically states that as a gas expands and gets hot, heat must have been added: Q = ? U + W; where ? U is the increase in internal energy, W is the work done by the gas and Q is the amount of heat added to a gas. Examples of changes of state of an ideal gas: Isobaric (Constant pressure contraction) †¢ Isochoric/Isovolumetric (Constant volume increase in temperature) †¢ Isothermal expansion †¢ Adiabatic contraction The Second Law of Thermodynamics: The second law states that it is not possible to convert heat completely into work, implying that thermal energy cannot spontaneously transfer from a region of low temperature to a region of high temperature. Hence, it is about the spreading out of energy. Entropy: †¢ Entropy is used to quantify this second law. †¢ Entropy is expressed by the equation: ?S = Q/T; where ? S is change in entropy and Q/T is the quantity of heat flow into a body at a certain temperature. It is measured in J/ K †¢ The second law in terms of entropy changes states that in any thermodynamic process the total entropy always increases †¢ Even though locally entropy may decrease, the total entropy of a system will always increase. i. e. the stock in a fridge may get colder and the molecules become more ordered, with entropy in the fridge decreasing; however the total entropy of the room will increase and the room will gain heat.

Analysis Of Theodore Roethke s My Papa s Waltz Essay -- Poetry, Stanza

He tries to beautify the experience by making it a waltz. He also, by means of images and rhythm, shows the conflict between the readers, or the way any other ‘normal’ man will look at this experience, and how he sees it, or wants it to be seen ( although he does not show his father as completely innocent). It can also be looked upon as the Petty Herst syndrome – meaning having a ‘reality’ so intense and strong that one feels incapable of any other ‘reality’, fearing it can and will be worse. The poem is built of four stanzas (quatrain), each consisting of four lines. The rhyme scheme is, in the first stanza – abab, in the second – cdcd, in the third – efef, and in the fourth – ghgh. The meter is trecet iamb (stressed unstressed – three times per line). The central image in the poem is the metaphor in which the beatings are described as a waltz. The poet is led around the house, dancing – not beaten around. Which is also brought throu by the meter – trecet iamb – the beat of the waltz, thus the main image is shown through the meter as well, giving the reader more of the feeling of a dance in contrast to the ‘secondery images’ which are more associated with the rough experience of a beating. Given such parameters the poet installs some sort of relaxation in the reader (maybe even in himself), in order to make the subject – the beating – more readable, and lessening the effect of thewhen the person leaves this reality it will still, in retrospective, be the best situation he was ever been. It is possible that the narrator in this poem is ‘afflicted’ by this syndrome. He defends his father because to him it seems that this is the reality he should be in. He describes the beat ings as a waltz because he sees it as such. Although the poem is narrated retrospectively, from a grown up man point of view, something remains, the poet does not hate his father for the beating, on the contrary, he shows us that the love to his father is not, and never was lost. And twice during the poem – he talks about † But I hung on † in the first stanza, and † Still clinging to your shirt.† in the fourth stanza, which gives the feeling that he loved and stayed with his father during his childhood, and that he does that even now when his childhood is no longer with him.

Corporate Governance and Accountability Essay Example | Topics and Well Written Essays - 3000 words

Corporate Governance and Accountability - Essay Example Hence, good governance is called for and indeed, demanded from the corporates. This part of the paper looks at the dimensions on which corporate governance can be analyzed by undertaking a literature review of the readings that have been assigned in different weeks of the course. The emphasis in this part is on a multidimensional and multi perspective look at some of the determinants of corporate governance. The aspect of executive or senior management compensation and its effect on corporate governance is one of the frequently cited determinants (Forbes & Watson, 1993, 335). In view of the ongoing global economic crisis that was caused partly due to the excessive risk taking of bankers and the role played by incentives (flawed, in hindsight) in causing such amoral behaviour. Given the gap between executive compensation and the compensation of the lowest paid worker in many corporations (to take an extreme case, the ratio is said to be 300:1), it is indeed the case that the system of incentives and executive compensation needs to be relooked at (Main et al, 1996, 1638). To take the examples of banks that failed like Lehmann Brothers and the very recent case of MF Global, where the structure of executive compensation and the misaligned incentives directly led to their downfall, it is apparent that the role played by executive compensation needs to be addressed as quickly as possible. In fact, even auto majors and other companies in sectors that were traditionally more egalitarian have fallen prey to the disease of excessive compensation for the top management (Conyon & Leech, 1994, 238). Added to this is the fact of additional benefits in terms of bonuses, privileges and other perks that have resulted in the compensation system being skewed further to the advantage of the senior management and leading to severe issues of governance and behaviour (Conyon & Peck, 1998, 153). Board directors in firms are

Immigration and Asylum Law Essay Example | Topics and Well Written Essays - 3000 words

Immigration and Asylum Law - Essay Example There comes a point at which, for some prolonged and unavoidable separation from this group seriously inhibits their ability to live full and fulfilling lives† (p89). Considering the psychological nature of human beings, the above statement affirms that human beings often interact as they live in sociable settings.2 As such human beings develop close relationships with each other to a point of desiring uninterrupted privacy of their persons or property. In the same light, humans derive a sense of belonging from their family members including spouses, children and other close relative. Therefore, anything including removal or deportation that threatens to separate such close family ties will be deemed to interfere with the victim’s right to enjoy private or family life. This paper therefore seeks to examine the relevance of the above mentioned statement with respect to immigration and asylum law. Besides, the paper provides critical arguments and practical circumstances u nder which the immigration and asylum law broadens its understanding to the reasoning of Lord Bingham. To that end, the arguments herein shall add to the archives of knowledge practical applications of the immigration and asylum law beyond the corridors of justice. 2. The statement was alluded in delivering the verdict in Huang and Kashmiri v SSHD [2007] UKHL 11 as depicted by Harvey, C 2000, Seeking Asylum in the UK: problems and prospects, London: Butterworths. The concept of Immigration and Asylum According to Hayes, Humphries and Cohen (2004, p162), immigration refers to the movement of persons from one state to another for purposes of seeking employment, visitation or temporary residence. In additions, the... From this research it is clear that immigration refers to the movement of persons from one state to another for purposes of seeking employment, visitation or temporary residence. In additions, the idea translates to the entry into another country other than the country of origin regardless of the protocol followed. As such, immigration could either be legal or illegal. With respect to the legality of movement, nations have developed amicable structures defining the procedures and circumstances under which the immigration relations apply. Moreover, the need to have a common method of handling foreign nationals has also necessitated the instrumentation of the immigration law in line with international standards of justice, protection and interaction. Druckman and Stern posits that people who travel to other countries for reasons outlined in the immigration law are termed as immigrants. Such people may have to apply for work permits and travelling documents to allow their movements and operations within the country of immigration. It is therefore a matter of convention to accord all immigrants necessary protection and assistance to ensure that they have full access to means of livelihood, family relations, propriety of justice as well as free movement and association for the entire period of their stay. While the country enjoys the right of admission, it confers reasonable expectation of protection and assistance to its immigrants in return for their allegiance. In the event that such mutuality is breached, the admitting state reserves the right to expel such individual and their persons. It is then that the concept of deportation emanates.

As janie goes throuth life her search for self identity takes many Essay - 1

As janie goes throuth life her search for self identity takes many terns for the worse and a few for betters, but in the end she finds her true identity. Discus. five paragraphs - Essay Example ined to be filled with unfortunate circumstances of abuse or injustice and while Leafy’s character according to the novel serves as a reflection of weakness that ran away from her obligation of potential hope, in the person of her daughter, Janie proves otherwise. With an arranged marriage to Logan Killicks Janie, in her innocence, anticipates a loving kind of relationship only to be disillusioned by Logan’s objective of acquiring a wife to be a hard-working partner in tending his farm. At this stage, readers may already sense the likelihood of a dramatic turning point bound at allowing Janie to perceive how unbearable it could get to live a life with a man she is forced into. To this extent, a picture and sentiment of a helpless girl at the verge of losing esteem and recognition of her purpose is quite poignant and the author seemingly meant to indicate an aspect of injustice toward women in the form of slavery and of violating their will or being entitled to personal decision. This is all the more aggravated by an overall view of gender inequality in male domination over Janie’s situation as a wife. The quest for comfort and self-worth proceeds as Janie gathers sufficient strength to leave L. Killicks and find solace and affection with Joe Starks, a lover who makes acquisition of a significant parcel of land in Eatonville on which he puts up merchandising establishment by employing the service of town inhabitants who highly approves of him and in return, entrusts him to become their mayor. Once again, Janie is about to discover herself in a position unfavorably governed and configured by her husband who restricts her image to the level that only enhances his desired reputation though at the expense of his wife’s right to social freedom. Upon his loss, Janie sets out in appeasing settlement of confusing distress as she makes a third encounter that would essentially be the key to refining her foundation of real character. Her relationship with Tea Cake

Check order instruction and attachment Assignment

Check order instruction and attachment - Assignment Example 1. Steering Wheel with Bluetooth Technology: The steering, wrapped in leather, is fitted with Bluetooth technology for remote control and steering lock. Apart from guaranteeing the safety of the vehicle, this fitting also ensures that the steering wheel is always positioned correctly- safeguarding the passengers. 3. Windshield and Windshield Wipers: The rain sensing windshield automatically instruct the automatic wipers to clear the view when driving and this is meant to give this vehicle an impressive edge on the rest. 4. Xenon Adaptive Headlights: To cap it all, the car is fitted with Xenon adaptive headlights, which are a cutting edge invention allowing lighting up upon start thus reducing the run-up time (Autoblog). In regard to technological advancements on this model. All in all, this vehicle is indeed the ultimate BMW M3. Anyone who buys this sedan offers themselves an opportunity to sample luxury and technology the BMW way, all with a touch of

Home Health Care Services for Alzheimer's Patients and Their Research Paper

Home Health Care Services for Alzheimer's Patients and Their Caregivers - Research Paper Example The paper throws light on Alzheimer disease, incurable diseases that worsen with age and eventually lead to death. Alzheimer sufferers in 2006 were 26.6 million. It is predicted that, by 2050, it will affect 1 in every 85 people worldwide. Alzheimer disease symptoms can easily be confused with other age related diseases. The first, early symptoms of Alzheimer are trouble in remembering events that may have occurred recently. It is confirmed using behavioral evaluations, thinking abilities and brain scan tests. At an advanced stage, symptoms include irritability, confusion, aggression, trouble with language mood swings, long term memory loss, withdrawal from family and society, loss of body functions, which leads to eventual death. Researchers infer that the life expectancy after diagnosis relatively seven years with three percent of patients living for more than fourteen years after diagnosis. There are several possible, suggested ways that can be used to delay symptoms in older indi viduals. These ways include a balanced diet, exercise and mental stimulation. These ways can effectively manage the symptoms, therefore, making the patient more comfortable. Since Alzheimer disease is incurable and degenerative, the patient depends on care given by other people. In most cases, the role of the caregiver is usually taken by taken a close relative or the spouse. Alzheimer disease places a massive burden on the caregivers. This places pressure on the caregiver’s life involving psychological, social, economic and physical aspects of his or her life. It is also extremely expensive disease to the family and society. United States and other countries are carrying out research on Alzheimer disease seeking its treatment and prevention. Professional home health agencies give support to the care givers. If the caregiver knows the services rendered by the agencies and know the right time to transit from home to palliative care, gives the caregiver respite and peace. Preve ntion as the basis for effective home care There is no absolute evidence that supports measures as effective in preventing Alzheimer disease. Studies conducted globally regarding delaying and prevention of the disease show inconsistent results. However, there have been proposed relationships between some factors such as diet, pharmaceutical products and cardiovascular risks in relation to developing the disease. Cardiovascular risks factors like diabetes, hypertension, hypercholesterolemia and smoking are associated with a risk of Alzheimer disease. It is proposed that Mediterranean diet that includes fruits and vegetables, wheat, cereals, fish, red wine and olive oil reduces the risk of this disease. However, there is little evidence to prove that moderate use of alcohol specifically red wine lowers the risk of Alzheimer disease. Non-steroidal anti-inflammatory drugs reduce inflammation associated with amyloidal plaques, which increases the chances to be affected by Alzheimer disea se. Research as also shown that people who get involved in intellectual activities, for example, playing board games, reading, completing crossword puzzles, regular social involvement and playing musical instruments are at a lower risk of getting Alzheimer disease. Medical marijuana has been found to hinder the progress of the disease. It prevents by hindering formation of deposits associated with brain disease. However, cannabinoids have not been found to improve or treat the disease. Environmental factors such as metal intake especially aluminum and exposure to solvents increases the risk of Alzheimer although these studies have been criticized based on credibility and accuracy. Management and home based care for Alzheimer patients As explained earlier, there is no absolute cure for Alzheimer disease. The medication available offers small symptomatic help but remains in palliative in nature. The current treatment they can be given to Alzheimer patients

Compare & Contrast Hinduism and Buddhism in Ancient India Essay

Compare & Contrast Hinduism and Buddhism in Ancient India - Essay Example This paper will look at the similarities and differences between these two religions in ancient India. Both of these religions which flourished in India recognize the need of man to "escape from the wheel of life." Buddhism and Hinduism teach that man is in a quest to achieve a state where he is freed from all the sufferings of this life. In Hinduism, this is through a transcendental union while the goal of Buddhism is to reach nirvana or become enlightened (Buddha). Both of the religions believe in karma or reaping the fruits of one's actions through reincarnation. These religions teach that a man's life now is the result of what his actions in his past life. Man is not released from the cycle of life unless he attains enlightenment. The basic foundation of a religion is often built on its doctrine of who god is. This is because a religion's god becomes the center of worship. The teachings of Buddhism traces back to the life of Gautama who sought to determine the cause and the cure of human suffering. After enjoying happiness from being the prince in his kingdom, he also exposed himself to sufferings. His prescription is to that a man should live the a life in the middle of these extremes-the middle path. Buddhism therefore doesn't teach salvation through a powerful being becoming a religion which doesn't worship any god. On the other hand, Hinduism is a polytheistic religion worshipping the trinity of god comprised of Brahman, Vishnu, and Shiva and other 33,000 dieties. Another difference between Buddhism and Hinduism is their beliefs on the placement of man in the society. It should be noted that as Buddhism teaches the middle path as the perfect way a man can live his life, it strongly pushes for equality among the members of the society. Buddhism teaches that no man should be deprived of the pleasures and life at the same time that no one should be given to sufferings. This ideology pushes for the eradication of the caste society where man is classified according to his social status. In direct contrast, Hinduism adheres to a hierarchical society where some should lead others in order for the society to function efficiently. Thus, the caste system is only just and should be practiced in the whole India. The ends of the two religions are marked by the emergence of a more popular religious belief. In the case of Buddhism, the wide acceptance of Hinduism marks its downfall. The teachings of this religion become confusing to the people with its division into two factions namely, Theravada and Mahayana. With the rise of a hierarchical society which is lead by the wealthy families during the time, its hold in the Indian society is therefore weakened. On the same way, the end of Hinduism is commenced by the arrival of Islam which also introduced new ideas in the society. Instead of ascribing to the polytheistic nature of Hinduism, Islam introduced the worship of only one god as well as the revives the belief on egalitarianism.

Answer 2 Q only Essay Example | Topics and Well Written Essays - 500 words

Answer 2 Q only - Essay Example They are no longer adequate in advancing the brand. It has to be remembered that in an effective IMC unites the organization’s marketing effort to be able to have a clear and coherent message about the company and its products that is represented by its brand. TV, Radio, Bill-Board or Newsprint and Sales Promotion as marketing medium while effective in creating and reinforcing a brand, is no longer as potent as it used to be. Consumers are getting sophisticated and are now highly diversified that traditional media no longer suffices in delivering brand. New mediums such as web presence should be included in creating a brand in modern marketing keep the marketing effort of a company relevant and updated. Web presence does not only reaches the most number of people at the least cost but is also effective in creating an identity of the product through its various features. It adds value to the brand not just be efficiently delivering brand information to the market but also by delivering the right message to the market crucial in creating a brand. It can also consolidate the marketing efforts of Nestle such as in its website www.nestle.com where its web presence was able to consolidate its presence around the world giving the market a clearer picture of the brand and its reach. Q3. Find a celebrity who is currently appearing in an advertisement for a particular company and/or its brand, and then use McCrackens Meaning Transfer Model shown in Figure 6-4 to analyze the use of this individual as an endorser/spokesperson for the company and/or brand. How valuable is McCrackens model to the field of celebrity endorsement? The classic example of a celebrity who is currently appearing in an advertisement for a particular company and/or its brand that uses McCrackens Meaning Transfer Model is Manny Pacquiao, the 8 Division World Champion in Boxing. His magnificent rose from

In this play, suicide is an act forbidden by religion Essay Example for Free

In this play, suicide is an act forbidden by religion Essay To be, or not to be cries a torn Hamlet in Shakespeares tragedy, Hamlet. This is not the first time that Hamlet reflects upon his existence and thinks about committing suicide. In this play, suicide is an act forbidden by religion and society that one may take into consideration only after stricken with unbearable grief. In Hamlets case, he is stuck between living a horrible life that may not seem worth living, and taking his own life to end the cruelty of it, which he claims he would if God had not made it forbidden. Subsequently, Hamlet fuels his fire to live and not follow the path of suicide by remembering his duty as a person, which for him is to avenge his murdered father before it is too late. Before we can understand Hamlets popular predicament to be or not to be as a whole, we must make sure that we define the concepts that are key in his situation to place ourselves in Hamlets depressing shoes. For one, suicide is a broad, varying act that has different meanings to different people in different times. For the people of Hamlets setting, it was an atrocious, intentional act that only the horrid sinners would commit against the almighty Biblical God. Even after death, the people still looked down upon the dead that did not pass naturally into the afterlife by holding a funeral that only genocidal dictator would be worthy of; one that involved throwing rubble into the pit of the dead instead of pious flowers and ornaments. Also, though, what must be considered is the situation a person might be in. For example, if you live a life that involves lying in a dreadful hospital bed with very little consciousness and no sense of elation, one might argue, from a Christian viewpoint, that it is not immoral to kill yourself. Whether or not someone believes in a supreme being, one generally has morals. Morals are a set of rules or schemas that people follow and live by which they create, edit, and alter throughout their lives. In Hamlet, we see that almost everyone holds a heavy, negative view against suicide. The play leads us to think that suicide is something that is unnatural and undeniably immoral. When Ophelia dies, many people believed it was suicide, while others assumed it was an accidental death (Act IV, scene vii). Depending upon which side they took, their culminating feelings towards Ophelia was created based on their initial assumptions. The gravediggers or clowns that spoke during Ophelias funeral procession question whether she will receive a proper, Christian burial, or if she will be treated like a bag of bones and skin, essentially, and be buried in an unfavorable fashion. Though the situation pointed towards suicide, Ophelia received a funeral that was Christianesque mainly because of her royal blood (Act V, scene i). This specific example from the play shows us how immoral suicide, to the people of the play, really was. Where do the roots of morals lie? The answer exists in religion. The characters of Hamlet all consider religion and the laws of it to be of utmost importance. In Hamlet, Christianity is the only religion mentioned and is followed by practically everyone. Considering most people were very religious, we can infer that they followed the rules very closely and criticized those that did not, even if it was they. In one of Hamlets soliloquies, we learn that one of the few things preventing Hamlet from ending his miserable life is the commandment of God. Or that the Everlasting had not fixd His canon gainst self-slaughter! If it were not against the will of God, Hamlet would have considered suicide even more and maybe even committed the treacherous act. Christianity condemns suicide (Act I, scene ii). The people of the play follow Christianity rigorously. Therefore, the people of the play look down upon suicide mainly because of their religious views.

Green Mountain Coffee Essay Example for Free

Green Mountain Coffee Essay Green Mountain Coffee Roasters opened as a cafe in 1981 in Vermont. They roasted their own coffee and before long, demand grew and local restaurants and inns began to order their premium roasted coffee as well. Today the Company has extensive wholesale, direct mail and e-commerce operations. Green Mountain Coffee now has a distribution facility and two production sites in Vermont, and a manufacturing and warehousing facility in Knox County, TN (GMCR.com). GMCR’s operations are managed through two business units. The Specialty Coffee business unit produces coffee, tea and hot cocoa from its family of brands, including Tully’s Coffee, Green Mountain Coffee and Newman’s Own Organics coffee. The Keurig business unit is a leading manufacturer of gourmet single-cup brewing systems and markets its patented single-cup brewing systems for consumers at home and away-from-home. K-Cup portion packs for Keurig Single-Cup Brewers are produced by a variety of licensed brands, including Green Mountain Coffee, Starbucks, and Tully’s Coffee (GMCR.com). Keurig, Incorporated, which became a subsidiary of GMCR in 2006, is the second business unit of Green Mountain Coffee Roasters, Inc. Keurig was launched in 1990 by Peter Dragone and John Sylvan, who asked themselves why do we brew coffee by the pot when we drink it by the cup? From this question, the concept of Keurig K-Cup portion-pack brewing was born. Keurig brewing systems employ a design that utilizes single serving pods of coffee grounds that the machine pushes hot water through and into the waiting cup. The result is a fresh, hot cup of coffee that has not been sitting in the coffee pot waiting to be poured. In 1998, after eight years of development, Keurig released an industrial-strength, single-serve machine that delivered a perfect cup of coffee or tea every time. Keurig brewing systems employ a design that utilizes single serving pods of coffee grounds that the machine pushes hot water through and into the waiting cup. The result is a fresh, hot cup of coffee that has not been sitting in the coffee pot waiting to be poured. K-cups are offered in 249 varieties on the Keurig website. Most retail grocery stores sell several varieties of K-cups. There are two types of Keurig brewers, the K-cup system and the new Vue brewing system. There are 12 different K cup style brewers. In the spring of 2012, Keurig released a Vue brewing system that gives the consumer the ability to customize their drink by offering more cup size options and by brewing specialty beverages, such as lattes and cappuccinos. To date, there is only one model of the Vue brewing system available. Competitor Analysis The market for single-cup coffee brewers is a fairly new one and has very few companies selling single-cup brewing systems. The market is an oligopoly, with GMCRs Keurig holding approximately 75 percent of the US market share (Foxbusiness.com), followed by the Tassimo by Kraft, Nescafes Dolce Gusto and Senseo. The global leader is Nestlà ©s Nespresso system with 35 percent, followed by Senseo brewers with 18 percent, and Kraft Foods Tassimo with 8 percent. Green Mountain ranks fourth globally with almost 8 percent (Geller Dalal, 2012). Almost all of the coffee brewers in the market are priced between $75 and $175. For around $100, the consumer has a choice of a hand full of basic brewers. The single-cup brewers each have their own system with pods or cups that work exclusively with their machine. Most of the companies in the market make most of their profit from the sale of their coffee as opposed to their machines. Mr. Coffee released a new machine in the fall that is compatible with Keurigs K-cups specifically to edge in on Keurigs share of the market. It is compatible with Keurigs K-cups and is less expensive to the consumer. The main competitors in the mainstream single-cup coffee system market in the United States are Keurig, Tassimo, and Senseo. The less competitive players in the market are Mr. Coffee and Nescafe, while Nestlà ©s Nespresso is currently the only serious contender in the high-end market in the United States. GMCR invests significant resources and capital in engineering and research and development in order to keep Keurigs position as the leader in the single-cup brewing market. As a result, they have a strong and growing portfolio of market-leading, proprietary technology. Keurig’s integrated engineering team drives fast and original product development in brewers, portion packs, and high-speed packaging lines; all three areas that supported Keurig’s single-cup system. The engineering team at Keurig includes mechanical, software, and nutritional science, as well as quality assurance and industrial engineering. The company’s emphasis on quality products, easy-to-use features, and innovative technologies has earned Keurig high marks in customer satisfaction. GMCR started distribution of the new single-cup Keurig premium coffee system to office coffee service and food service providers in 1998. Keurig’s strategy to gain market share in the office market is to sell machines to distributors and encourage them to give the machines away or lease them for a small fee. The economics of the strategy works for distributors because the real profit is in selling K-Cups. Keurig sells its machines, both to distributors and to individual consumers, at near cost and gives the machines away or rents them cheaply to businesses, in order to secure the customers business. They make up the cost in less than six months just on the sales of their K-cups. Keurig has licensed several additional coffee roasters to package gourmet coffee and teas into K-Cups, all of which pay royalties to Keurig based on the number of K-Cups shipped. In addition to offering Green Mountain Coffee and Newman’s Own Organics and Celestial Seasonings Tea brands, which are packaged and sold by Green Mountain Coffee, Keurig offers several other North American K-Cup brands, such as Caribou, Folgers and most recently, Starbucks (Starbucksdrinks.com). The weaknesses of GMCRs Keurig are that the K-cups are not recyclable and create more waste than traditionally brewed coffee, since the cups are made of plastic and aluminum. The company has received some bad press for being not eco-friendly enough. Another significant weakness is that Keurigs strategy relies heavily on selling K-cups. The company makes most of its profit from the sale of coffee. However, in the fall of 2012, two of Keurigs patents expire and other companies will likely begin producing pods that are compatible with Keurig brewing systems. Already, there are reusable cups on the market that consumers can buy to fill with the ground coffee of their choice. Tassimo is made by Kraft and was first introduced to the market in 2004. There are three Tassimo single-cup brewers currently on the market. Tassimo brewers use non-reusable plastic beverage pods called Tassimo discs (T-Discs), which are produced by Kraft. Each has a barcode printed on its label, which the machine reads to calculate the amount of water, brewing time, and temperature for the specific beverage. The strengths of Tassimos strategy are centered around their unique barcode. While Keurig pods are pre-measured to have one amount, no matter how strong or how large you want your coffee, the barcode on the T-Disc tell the Tassimo brewer exactly how to make the perfect cup of the drink in the disc. Tassimos T-Discs also use liquid milk, instead of powdered milk in their T-Discs and is capable of making beverages with frothed milk (Tassimodirect.com). The result is that the consumer can make better specialty drinks, such as lattes and cappuccinos in their Tassimo. Also, the marke t has already seen the introduction of reusable cups for the Keurig, that the consumer can fill with the ground coffee of their choosing. This is bad news for a company that makes virtually all of its profit from coffee sales. There are also reusable pods for the Senseo. Tassimo is the only system that is protected because of their unique barcode system. The weakness that is holding Tassimo back from taking more market share is the lack of popular brands of coffee available in T-Disc form. While Keurig has lots of big name coffees available in K-cup form, Tassimos most well-known brand available in T-Disc is Maxwell house. A very recent, and concerning, weakness is that Tassimo recalled 835,000 coffee makers in the United States and another 900,000 in Canada after dozens of reports of the brewers spraying hot liquid, coffee grounds or tea leaves (http://www.cpsc.gov). There have been 140 reports of incidents with the brewers spraying hot liquid, coffee grounds or tea leaves onto consumers, including 37 reports of second-degree burn injuries. This is very bad for Tassimo because when people do internet research to help them decide which single-cup brewer is right for them, this recall is the first thing they will see. Senseo is made by Sara Lee, who recently bought the brand from Philips, and was one of the first single-cup brewers on the market in 2001. Unlike the other single-cup systems, the Senseo uses coffee pods instead of cups. The pods are made of coffee-filter paper and the consumer has the option to use one for a regular strength, or small, cup of coffee or to use two pods for a larger cup, such as a travel mug, or for a stronger cup of coffee. The ability to choose one or two pods is Senseos biggest strength. Reviews from coffee critics consistently give Senseo high marks in flavor and quality when compared to the other popular single-cup coffee systems. Senseos weaknesses are that they have built an unattractive brand image and that they do not have contracts with any well-known coffee companies and have very little variety in the coffee pods that are available. They produce 11 coffee blends, all under the Senseo name, for the Senseo brewer (senseo.us). In an interview in February, Sara Lees Executive Chairman, Jan Bennink, told Reuters that the Senseo is a very unsexy machine (reuters.com) and that young people do not want to be associated with the brand. Market Analysis Worldwide coffee sales peaked at $70.86 billion in 2011. Sales of single-serve packets accounted for $5.75 billion of that, or 8 per cent (Geller Dalal, 2012). The single-cup coffee market grew at a rate 31 percent from 2010. Most Americans who consume coffee are still drinking traditionally brewed coffee. Coffee brewed in a single-cup machine from a pod, K-cup or T-Disc cost more than twice as much as the average ground coffee brewed in a drip coffee maker. There are few barriers to entry into the single-cup coffee market. Companies that already have brand-name recognition are more able, and likely, to produce their own single-cup system. One barrier to entry is that there are already some highly recognized names in the market that will make it difficult for an unknown company to compete. Another barrier is the high cost of entry into the market. Developing the technology to create a single-cup brewing system that will take market share from the established players is a daunting task that will discourage small companies from attempting to move into the market. The most interesting potential entrant to the market is Starbucks. In March, 2012, they announced that they will be releasing a single-cup coffee system later this year (Andrejczak, 2012). This is interesting because Starbucks and GMCR struck a deal in 2011 to sell Starbucks coffee in K-cups. The K-cups have been a huge success for both companies. So far, both companies are denying that the release of Starbucks Verismo will negatively affect the sell of Keurig machines and K-cups. The Verismo is being marketed as a high-end, high-pressure, specialty coffee system, more similar to the Nespresso than the Keurig and Tassimo, but considering how popular the Starbucks K-cups are, it will be interesting to see how its release affects Keurig and the single-cup coffee market. The Nespresso is worth mentioning in the potential entrants section because although they have been making single-cup machines for some time, they are only recently trying to grow in the United States market. They are o pening small boutiques in major cities, most recently in San Francisco this year, and advertising on major television channels. They market their product as a high-end system, but it will be interesting to see how much of Keurigs market share they take. The substitutes in the single-cup coffee brewer market are traditional drip brewer coffee makers, caffeinated sodas, energy drinks and coffee from a coffee house, such as Starbucks, or from a fast food restaurant. McDonalds has invested a lot of money and advertising in the last five years reinventing their image as a hip coffee shop. Consumers can now get good coffee and specialty coffee beverages like cappuccinos and frappuccinos through the drive-thru window at a reasonable cost. Suppliers have moderate bargaining power in the market. If companies that produce coffee do not want to put their coffee in K-Cup or T-Disc form, that hurts the companies that manufacture the brewing systems. Senseo has no relationship with coffee producers, and it has drastically affected their business. Customers have moderate bargaining power as well. Most of the pods, discs and cups for the systems are sold in grocery stores or mass merchandisers. If Wal-Mart throws their support behind one of the companies, that company is more than likely going to experience growth in sales, while the other companies will be negatively affected. Likewise, if customers decide that they do not agree with the values, cost, etc of one of the companies in the market, they can take their business elsewhere and the loss of sales would hurt the company. However, if they are particular about the brand of coffee that they drink, they are tied to the company that sells that brand in a form that can be brewed in their machine. Keurig is the only machine that sells Starbucks coffee, for example, at least until the Verismo debuts this fall.

Most Appropriate Ethics System For The Accounting Profession Philosophy Essay

Most Appropriate Ethics System For The Accounting Profession Philosophy Essay I am only one, but still I am one; I cannot do everything, but still I can do something; And because I cannot do everything, I will not refuse to do the something that I can do (Brown, 2008, p. 1). The world we live in comes in diverse and multifaceted societies. The United States is considered to have violent societies in the industrialized world. One set of apprehensions has to do with crime and destructive behavior rioting, shooting or mugging. However, concerns for the moral improvement of professionals deal with different issues. Professionals, by virtue of having made it through years of schooling and supervised work, usually have average impulse control, self-discipline, self-regulation abilities, ego strength, and social skills (Rest Narvaez, 1994). The United States has a long tradition of creation of wealth through stakeholders. For more than a decade, however, the public has shown a rising sensitivity to unethical behavior due to the pursuit of power and money. Public trust in the services offered by professional accountants has declined in recent years due to occurrences of unethical behavior in the profession (Spiceland, Sepe, and Tomassini, 2004). The unethical behavior of managers is an issue that is likely to stay in the public eye for quite some time. A 1987 popular movie portrayed the dishonest dealings of people involved in securities trading based on nonpublic information. The primary character was portrayed by actor Michael Douglas, who, in a dramatic scene says, Greed is good! The connotation is that greed is an acceptable motivation and that people in business will do anything to make money, which includes engagement to unethical behavior. Accountants have significant role in the public eye. In performing their task they are asked to take certain roles. They accept at the same time the resulting obligations and moral responsibilities by accepting certain roles. Accountants can be found performing daily tasks in situations governed by a complex set of rules, principles, and practices (Riahi-Belkaoui, 2004). In performing their roles, accountants face formal or legal rules of behavior, but also moral elements created by specific situations. According to Theodore Roosevelt, To educate a person in mind and not in morals is to educate a menace to society. The societies are governed with values by which people live. The system of values is referred to as philosophy. The principles and rules people use to decide what is right or wrong are referred to as moral philosophy. Ethics is the study that is concerned with the nature of ultimate value, and the standards by which human actions can be judged right or wrong (Rainbow, 2002). Society has higher expectations ethically of professionals and, as a consequence, the law holds them to a higher standard of due care. One of the characteristics that differentiate a profession from an occupation is the code of ethics that guides the profession. It is true that ethical standards cannot be codified to cover every situation. However, if professionals desire to strive for the higher levels of ethical behavior, there needs to be a more effective understanding and application of clear and uniform standards of right and wrong. Various accounting organizations promote high standards of ethical behavior. One of which is the American Institute of Certified Public Accountants (AICPA), which is a professional organization that serves certified public accountants who work for public accounting firms or other organizations. The code of the American Institute of Certified Public Accountants (AICPA) emphasizes the obligations of the certified public accountants to serve the public interest, and their responsibility to act with integrity, objectivity, independence and in professional care. Specific responsibilities of the accounting profession are expressed in the various codes of ethics promulgated. According to Zucker (1986), the basis upon which the accounting profession was founded and continues to exist is public trust, which is the degree to which the public has confidence in the services provided by the accounting profession. There are various categories of ethical perspectives or models of ethical thinking that are applicable to accounting. Two well-known frameworks of ethical system theories are utilitarian and the deontological. Accountants can best understand these ethical views by comparing and contrasting the fundamental moral principles of each ethical theory, and determining which ethics system is most appropriate for the accounting profession. Utilitarian Ethics Utilitarianism is an ethical system that is most often attributed to philosophers such as John Stuart Mill and Jeremy Bentham. Utilitarianism is the ethical principle that considers an action to be morally right or wrong based solely on the consequences that result from performing it. The right action is the one that brings the best consequences or the greatest amount of utility. It advocated the rule and goal of the greatest happiness of the greatest number. Maximizing the happiness within the society is believed to be the most ethical thing to do. It is thus frequently considered as consequentialism since it believes that outcomes can be predicted and because it judges actions based on their outcomes. John Stuart Mill says: Utility, or the Greatest Happiness Principles, holds that actions are right in proportion as they tend to promote happiness, and wrong as they tend to produce the reverse of happiness. Happiness is intended to be pleasure, the absence of pain, and the privation of pleasure. Utilitarianism is an ethical theory of conduct where, under any given circumstances, an action is objectively right, if it will generally produce the greatest amount of happiness, taking into account all whose happiness is affected by the conduct. Under this system, the merits of an action are evaluated by considering the total benefits and the total cost created by the action for human society (Darwall, 2003). The rules ensure the greatest good for the most people and speed-up the decision-making process. The rules do not guarantee a positive outcome all the time, but generally following the rules generates positive outcomes. One of the major problems of utilitarianism is the ambiguity of the statement, The greatest good for the greatest number of people. For example, there are ten units of pleasures to be distributed to ten people. The easiest way to give them out is giving each a unit of pleasure. But suppose four people passionately love the units of pleasure and the other six do not care about the units of pleasure. Then would it make sense if two units of pleasure will be given to the four people who passionately love them, and none to the five or six people who do not care? So the problem of fairness is present, as well as the problem of how things should be distributed. Ultimately, when goods are maximize, some people get much and the others get a few or nothing at all. For example, an accountant takes a companys money for a few days and deposits it in his own account before putting it in the account of the company, thereby personally gaining the interest on the businesss money. It might be in his best interest, but in the best interest of the greater number of people. It is an unethical action since it will clearly harm more people more that it will help; the action is unjustified since it can harm others. Another example is the act of bribery, which is generally wrong. Bribery could be considered a general guideline by the utilitarian ethical system. If paying a bribe generated a contract which would keep a firm in business and people gainfully employed, a utilitarian may conclude that bribery is justified. The utilitarianism recognizes this subjection, and assumes it for the foundation of that system, the object of which is to rear the fabric of felicity by the hands of reason and of law. Ethical systems which attempt to question this way of livi ng, deal in sounds instead of sense, on impulse instead of reason, in darkness instead of light (Alexander, 2007, p. 1). Furthermore, in utilitarianism, the decision of which things should be counted as good is also dilemma. The system assumes that what people prefer is what is good, thus the good can only be judged by demand. Utilitarianism asserts that one should always act so as to produce the greatest ratio of good to evil for everyone (Tsalikis and Fritzsche, 1989). An act will be considered ethical if it produces a greater balance of good over evil in any given situation; the question then lies with whose good is trying to be promoted. Therefore, some will argue that this system supports egoism, because most likely a person will promote the good of the individual. The ultimate goal, though, was not the happiness of the individual, but the happiness of society (Rossouw, 1998). Deontological Ethics Deontological ethics is the ethics of duty and obligations. One of the most significant insinuations of deontology is that a behavior of the person can be wrong even if it results in the best possible outcome, and an act can be considered righteous even if it results in a negative outcome. According to Reindenbach, Robin, and Dawson (1991), deontologists have a duty to satisfy legitimate claims. These claims are determined by applying logic to an ethical principle, bearing in mind that one owes many diverse duties to others. Deontology is referred to as non-consequentialism, ethical formalism, or ethics of respect-for-persons (Ferrell Fraedrich, 1997). The deontology principle states that decisions should be judged on the circumstances in which they are made, rather than by their consequences. It means, specifically, ethics based on duty in spite of consequences. There are many variations of deontology. The most significant attempt to construct a deontological approach to ethics is found in Immanuel Kants Groundwork of the Metaphysics of Morals. He begins this work by observing that only a good will is unconditionally good. For Kant, it is impossible to conceive anything in the world, or even out of it, which can be taken as good without qualification, except a good will. So what about intellectual qualities such as intelligence or good judgment or qualities of character, such as perseverance or courage? Kants answer has no basis for these good qualifications. Although such qualities are considered good in many situations, they can also be used for evil purposes as well. Deontologists hold that some choices cannot be justified by their effects; no matter how morally good their consequences, some choices are morally prohibited. On deontological accounts of ethics, one cannot make certain wrongful choices, even if by doing so the number of wrongful choices will be minimized-others will be prevented from engaging in similar wrongful choices. Deontologists believe that what makes a choice right is its conformity with a moral norm. Such norms are to be simply obeyed by each moral agent; such norm-keepings are not to be maximized by each agent. In this sense, for deontologists, the right has priority over the good. If an act is not in accord with the right, it may not be undertaken, no matter the good that it might produce-this includes even a good consisting of acts in accordance with the right. Correct decisions include all choices where the voluntary actions of any one person can be harmonized in reality with the voluntary actions of every other person (Kant, 1965, p. 1). Kant explains that this idea is according to the universal law of freedom. The formality of this approach may be considered a weakness, but it is, in fact, strength; it permits for considering all possible conditions. Furthermore, it is transformation into positive law is the core of the art of legislation. Ultimately, deontology promotes a duty of making the best moral decision. Kant gives several formulas to help decide what makes-up this duty. For Kant, all practical judgments are imperatives. The qualified ones are referred to as the hypothetical imperatives and the unqualified oaths are referred to as categorical imperatives. What determines the goodness or badness is whether the decisions accomplish the goal. For example, a person is situated in the fourth floor of the building and desires to go to the cafeteria that is situated in the next building. So what can he do now? One choice is to could jump out of the window. Of course he or she could probably break a leg; such action would be imprudent. So the prudent thing to do is to take an elevator down or walk down the stairs in order to transfer to the next building to the cafeteria. The deontological theory states that people should adhere to their obligations and duties when analyzing an ethical dilemma. This means that a person will follow his obligations to another individual or society because upholding his duty is what is considered ethically correct. For instance, a deontologist will, all the time, keep his promises to a friend, as well as follow the law. A person who follows this theory will produce very sound decisions that are consistent, since they will be based on the individuals set duties (Rainbow, 2002). AICPA Code of Ethics The AICPA Code of Professional Conduct consists of two main parts: Principles and Rules. The Principles provide the framework for the rules. The Rules provide specific guidance in the performance of professional services of AICPA members. The Principles are set out in six Articles and a Preamble. The Preamble articulates the role that the Principles play. à ¢Ã¢â€š ¬Ã‚ ¦Guide members in the performance of their professional responsibilities and express the basic tenets of ethical and professional conduct. The Principles call for an unswerving commitment to honorable behavior, even at the sacrifice of personal advantage (AICPA, 2008, Preamble). Article I consist of the responsibilities of the AICPA member. It admonishes members as a group to carry out special responsibility of self governance. Article II states that the accounting profession has a duty to serve the publics interest. The public to be served consists of clients, credit grantors, governments, employers, investors, the business and financial community, and others who rely on the objectivity and integrity of certified public accountants to maintain the orderly functioning of commerce. Since the public relies on accountants, the accountant has a reciprocal obligation to be dedicated to professional excellence. Article III calls for an accountant to act with integrity. This requires the accountant to be completely honest and without deception. The honesty exhibited by a person acting with integrity can never compromise that obligation of client confidentiality. However, personal gain can never be put ahead of public interest. Persons acting with integrity will nev er be deceitful. Article II measures integrity in terms of what is right and just. Article IV specifically addresses the two traits of objectivity and independence-the hallmark of an accountant. Objectivity requires a freedom from conflicts of interest, honesty and impartiality. Independence requires freedom that may compromise objectivity. Article V sets out the standards for the services rendered as due care. Each person is expected to evaluate his or her own competence and to obtain the advice of others when necessary. Diligence means that the person will be prompt, thorough, careful and timely. Appropriate planning and supervision will be done by one who is diligent. Finally, Article VI states that each person will consider all the ethical principles when deciding to accept or reject a request for services. Last, the second section of the Code of Professional Conduct consists of a series of rules related to each of the above stated principles. The rules are very specific in thei r application. Rules are thought of as should nots. Conclusion The Code of Professional Conduct sets the standards and rules for professional accountants, regarding their moral and professional obligations toward one another, their clients, and society as a whole. Accountants must obey this code. Having canvassed the two main frameworks of ethical systems, it is not difficult to assess which of the two ethical systems is generally best for the accounting profession. On one hand, the utilitarian perspective about ethics claims that humans are supposed to take those actions that lead to the greatest balance of good consequences versus bad consequences. The utilitarian ethical system is plagued by an indirect and direct paradox. Indirectly, why follow the rules when not doing so produces better consequences? This, however, directly collapses into: do not follow the rules whenever better consequences can thereby be produced. Utilitarians will depart from the rules mistakenly, believing better consequences will result. On the other hand, the deontological perspective is about categorical imperative, moral obligation and duty. It leaves space for agents to give special concern to their friends, families and projects. It places a cap on that dutys demands. Deontological morality, therefore, avoids the overly demanding and alienating aspects of utilitarianism and accords more with conventional notions of our moral duties. The acts for a deontological system are not morally wrong. Furthermore, deontological system can account for strong, cross-cultural moral intuitions better than utilitarian system. With a comprehensive set of rules, the AICPA yearns is for its members to follow them. Almost everyone believes that the law or rules has a very important function morally. Not all accounting decisions will turnout the best results, but working towards a good decision with a good result should be goal of all accountants, as well as all people. Thus, deontological ethics is the best choice for the accounting professions, and matches-up with the AICPAs code of conduct.

Free College Essays - Othello and Honesty :: GCSE Coursework Shakespeare Othello

Othello and Honesty    Honesty is one of the most important factors in Othello.   And although there is very little honesty actually present in the play the term is most commonly applied to Iago, who also happens to be the most dishonest character in Othello.   Due partly to the other characters naivetà ©, Iago is capable of manipulating, brainwashing, and molding the other characters to satisfy his need for revenge against Othello.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Iago would most commonly be referred to as dishonest, however beyond that he is also downright amoral and uses other’s weaknesses to manipulate them into doing what he pleases.   From the very beginning we see how Iago manipulates Roderigo by pretending he is looking out for his best interests in the matter of Othello’s elopement with Desdemona.   He makes Barbantio angry with Othello and Desdemona by telling him about their elopement then lying about the consummation of their relationship.   He then leaves Roderigo to take responsibility for his (Iago’s) actions.   In the meantime he goes off to inform Othello that Roderigo is accountable for telling Barbantio about the relationship and saying horrible things about Othello.   Iago later brings Roderigo back into his quest for revenge when he tries to get Cassio fired from the position that Iago originally wished to obtain.   Although Cassio knows it is aga inst his better judgement to drink, Iago manipulates him into getting drunk then stages a fight between Roderigo and Cassio.   He even goes as far as to try to make Cassio look bad by telling Montano that he gets drunk regularly. Upon Iago’s explanation of the situation Othello promptly fires Cassio from his position and Iago becomes more respected in Othello’s eyes.   Roderigo is a prime example of how Iago uses people to fulfil his desires.   Iago convinces Roderigo that he could win Desdemona’s love away from Othello and the only man that stands in the way is Cassio.   In this way when he plans to humiliate Cassio it seems as if he is doing it to help out Roderigo when, in actuality, he is seeking revenge on Cassio for taking his position.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   One of the main reasons Iago is so successful at manipulating others is because they are too guileless to realize that he is taking advantage of them.   Cassio still comes to Iago for advice after Iago rats him out and gets him fired.

Human Rights in Brazil Essay -- Human Rights Essays

Human Rights in Brazil The population in Brazil consists of 144 million people. Brazil is one of the fastest-growing nations in the Western Hemisphere. Its population is increasing at the rate of about 2 % a year. The constitution of Brazil gives the president tremendous powers. For example, the president may intervene in affairs of Brazil's states. The chief executive may even create new states from existing ones. Brazil has three main ethnic groups-whites, blacks, and people of mixed ancestry. Most of the whites are from Europe. According to the Brazilian government whites make up about 60% of the nation's population, and people of mixed races form about 30%. However, the government of Brazil counts many lightskinned people of mixed ancestry as white. Brazil's ethnic groups generally get along well with one another. Racial discrimination in Brazil if far less widespread than that in many other countries with people of several races. But Brazilians of European descent have had better educational opportunities. As a result, they hold most of the higher jobs in government and industry. Many of the non-Europeans, particularly blacks, have excelled in the arts, entertainment and sports. Brazil's prison system system is in crisis. Four years ago, in its 1990 urban violence report Amnesty International described the prisons as being at breaking point, holding double their official capacity in "inhuman" conditions. Four years later the situation has not improved. In some respects, it has deteriorated. Overcrowding, lack of medical and legal assistance, torture and ill-treatment of inmates and harassment of visitors are endemic. A frightening and rising proportion of prisoners carry the HIV virus. In the Women's Prison of Soo Paulom, around 33% of the inmates are infected with the virus, while in the male prison the figure reaches 27% of the prison population. A study published in 1994 shows that the majority of prisoners are yourn, poor, and black. agroup of inmates in the Desembargador Vidal Pessoa Central Prison of Manaus, Amazonas held a peaceful protest against conditions in es called in military police shock-troops. They reportedly beat the inmates, who had taken refuge in their cells, with batons, as well as hitting and kicking them. Subsequently they locked the inmates in their cells and threw tear gas grenades in after them. For pris... ...cial vulnerability. These constitutional provisions have been further developed in the basic law known as the "Statue for Children and Adolescents." This Statue, enacted in 1990, has been praised by UNICEF as one of the moset comprehensive in the world. Government programs, including the installation of hundreds of Centers for Comprehensive Child Care, address basic needs such as education, distrubution of nutritious meals, health care and the promotion of children's rights. The "Pact for the Children", co-signed by the President of Brazil and 24 state governors, set up a "Plan of Action" which is intended to fully implement the constitutional and legal provisions that provide for protection of children and adolescents. Several fedrral agencies oversee the execution of government programs for children and adolescents designed to give to Brazilian yourth opportunities for a better life, education, shelter, and love. Moreover, as mandated by law, 21 states and 1,654 municipalities have established special Councils for Children's Rights. Several hot-lines are operating throughout Brazil making it easier for children to seek help and report instances of violence, neglect or abuse. Human Rights in Brazil Essay -- Human Rights Essays Human Rights in Brazil The population in Brazil consists of 144 million people. Brazil is one of the fastest-growing nations in the Western Hemisphere. Its population is increasing at the rate of about 2 % a year. The constitution of Brazil gives the president tremendous powers. For example, the president may intervene in affairs of Brazil's states. The chief executive may even create new states from existing ones. Brazil has three main ethnic groups-whites, blacks, and people of mixed ancestry. Most of the whites are from Europe. According to the Brazilian government whites make up about 60% of the nation's population, and people of mixed races form about 30%. However, the government of Brazil counts many lightskinned people of mixed ancestry as white. Brazil's ethnic groups generally get along well with one another. Racial discrimination in Brazil if far less widespread than that in many other countries with people of several races. But Brazilians of European descent have had better educational opportunities. As a result, they hold most of the higher jobs in government and industry. Many of the non-Europeans, particularly blacks, have excelled in the arts, entertainment and sports. Brazil's prison system system is in crisis. Four years ago, in its 1990 urban violence report Amnesty International described the prisons as being at breaking point, holding double their official capacity in "inhuman" conditions. Four years later the situation has not improved. In some respects, it has deteriorated. Overcrowding, lack of medical and legal assistance, torture and ill-treatment of inmates and harassment of visitors are endemic. A frightening and rising proportion of prisoners carry the HIV virus. In the Women's Prison of Soo Paulom, around 33% of the inmates are infected with the virus, while in the male prison the figure reaches 27% of the prison population. A study published in 1994 shows that the majority of prisoners are yourn, poor, and black. agroup of inmates in the Desembargador Vidal Pessoa Central Prison of Manaus, Amazonas held a peaceful protest against conditions in es called in military police shock-troops. They reportedly beat the inmates, who had taken refuge in their cells, with batons, as well as hitting and kicking them. Subsequently they locked the inmates in their cells and threw tear gas grenades in after them. For pris... ...cial vulnerability. These constitutional provisions have been further developed in the basic law known as the "Statue for Children and Adolescents." This Statue, enacted in 1990, has been praised by UNICEF as one of the moset comprehensive in the world. Government programs, including the installation of hundreds of Centers for Comprehensive Child Care, address basic needs such as education, distrubution of nutritious meals, health care and the promotion of children's rights. The "Pact for the Children", co-signed by the President of Brazil and 24 state governors, set up a "Plan of Action" which is intended to fully implement the constitutional and legal provisions that provide for protection of children and adolescents. Several fedrral agencies oversee the execution of government programs for children and adolescents designed to give to Brazilian yourth opportunities for a better life, education, shelter, and love. Moreover, as mandated by law, 21 states and 1,654 municipalities have established special Councils for Children's Rights. Several hot-lines are operating throughout Brazil making it easier for children to seek help and report instances of violence, neglect or abuse.

Gene Therapy Essay -- Genetics Science Essays

Gene Therapy The Human Genome Project began around 1986. The main goal of the project is to locate and sequence all genes found in human DNA. The objectives for this ambitious effort are to learn more about heredity of disease and to discover the genes that would aid in gene therapy. Advances in gene therapy strive to treat hereditary diseases and possibly eliminate disease from the genome. The definition of gene therapy is the introduction of genes into existing cells to prevent or cure a wide range of diseases (Jaroff, 1996). Gene therapy has two possibilities of disease treatment, somatic gene therapy and germline gene therapy. Somatic gene therapy involves the manipulation of gene expression in cells that will be corrective to the patient but not inherited to the next generation. Germline gene therapy involves the genetic modification of germ cells, which pass the change on to the next generation (Wilson, 1998). Somatic gene therapy is currently being researched more aggressively due to ethical and technical complications with germline gene therapy. Technical Aspects Gene therapy began with the Human Genome Project. The Human Genome Project has found gene locations for many diseases. Among the diseases that have been found Huntington’s disease, cystic fibrosis, ADA deficiency, and two genes for breast cancer are just a few examples. After a disease-causing gene is found, correcting it is the next logical step. This can be achieved through various methods. One of the first tested methods was to obtain the faulty gene from the patient, introduce the corrected gene into cells, and finally inject the altered cells back into a blood vessel. Blood is taken from the affected individual to obtain cells with DNA carryi... ...imit our ability to adapt to ecological and environmental changes. In spite of this, I am enthusiastic about gene therapy. I want to live a healthy life and I want my children to be able to live happy, healthy lives. With gene therapy, the use of human cells to treat disease looks very promising. Who knows, by the time the environment does change, gene therapy may be so advanced that a simple injection could make us adapt to this change. References Elmer-Dewitt, Philip. The Genetic Revolution. Time. January 17, 1994. V 143. N 3. P (46-44). Grace, Eric S. Better Health Through Gene Therapy. The Futurist. Jan-Feb 1998. V 32. N 1. P (39-43). Jaroff, Leon. Keys to the Kingdom. Time. Fall 1996. V 148. N14. P (24-29). Wilson, Jim. The Institute for Human Gene Therapy. Obtained from the WWW November 1, 1998:http://www.med.upenn.edu/~ihgt/info/whatisgt.html

South Africa

Sindy Veritus March 9, 2013 Global Studies: Argumentative Essay South African Apartheid Apartheid in South Africa was a system of racial segregation enforced through legislation by the National Party government from 1948 to 1994 of South Africa. Racial segregation in South Africa began in colonial times by the Dutch and British. Apartheid as an official policy was introduced following the general election in 1948. Apartheid was developed after War World II by the Afrikaner-dominated National Party and was first colonized by the Dutch and then the English came in and took most of it away.The population of South Africa was classified into four groups which was the Black, White, Indian, and Colored. The Colored group included people regarded as being of mixed descent including people of Bantu, and European ancestry and much more. Knowing that Apartheid was a system of laws created to keep the white population in control. The Group Areas act of 1951 controlled people where they could of live. The black where driven far away from their city, although their jobs were still in the cities in the white neighborhood.The Bantu education Act meant that the black students were disadvantaged with their education. â€Å"Bus fares were expensive and catching public transport everyday was expensive and caused hardship and depression for the black people. † (Wikipedia) The apartheid policy was highly effective of achieving its goal of privileged conduct for whites. On the other hand, the white population supported apartheid because they felt it was there to own the land of South Africa.There were many white pro apartheid people because of the much larger population of black South Africans causing the white people to believe that if the black were given rights and freedom, they would of no longer have political power. The white people were worried because they thought that their race would be taken over and they would lose the control that they always had. As a final point , In February 1990 President FW de Klerk announced the release of Nelson Mandela and began the exclusion of the Apartheid system.In 1992 a white council approved the reform process and on April 27, 1994 the first democratic elections were held in South Africa with people of all different races being able to vote. After the Apartheid came to an end in South Africa, people had more freedom. The Africans now have a little more money now that it’s not all going to the white. South Africa is now peaceful and the anniversary of the elections, which was held on April 27, is celebrated as a public holiday in South Africa known as Freedom Day.

Accounting Statement of Purpose

Hello I am deprivation to apply to Msc Accounting and pay Management programme. I would be pleasurable if you could lend me feedback. I studied a Bachelors full point in Accounting. During the under grade degree I took a variety of subjects in taxes, finance, auditing, economics, story and argumentation solicitude. Taking a variety of subjects in university catered me to see where my interests and strengths lie.The subjects that grabbed my oversight during the final year in the university were revenue, caper management and finance. It was through doing these subjects that I spy I would same to pursue my biography in either of these fields. As crash of my desire to harbor a unsubtle knowledge in business management, I wrote the final-year dissertation focused on this field. Which was coroneted How far proper management confidential information your business to success. In July 2007, I was hired by one of the prodigious four accountancy firms, where I shoot an em ployment as tax consultant.Through this contrast, I have understood the important utilisation played by the accountancy in business. Definitely book-keeping, preparing pecuniary statements, establishing and maintaining entire financial records suffer a general overview of how business is doing. In my experience I have realized that accountants specialized in taxation alike technical-legal knowledge, they must have good knowledge of accounting and its procedures as rise as theory to properly pronounce financial information.With this knowledge the consultants must be able to ensure if records are accurate according with government regulations, identify companies opportunities and provide advice on improving efficiency. The reasons mentioned above besides my long-term goal to pursue a career as a accountant encourage me to seek for a maestro accounting and finance management program, which allow me to obtain the ability to effectively tumble accounting records, interpret fi nancial statements as well as acquired a vastly overview regarding management functions within an organization.Selecting a graduate school is not an easy confinement there are certain aspects to way at while considering a school. afterward comparing some accounting and finance programs provide by Dublin universities. I found the atomic number 62 at Griffith College like the one that meet my academic and paid goals. Other reasons to choose this colleges are its prestige, it is recognized as one of the top personal universities in Dublin, program structure which fully meets my academic and professional objectives, the subjects that caught my attention are worldwide financial management.I am certain that the MSC in accounting and finance management provided by Griffith College will provide a lot of advantages besides helping me to make my academic and professional objectives, such as improve foreign language skills, chance to work with people from diverse backgrounds, movi ng-picture show to new learning environments, cultures, obtain an world-wide perspective and by this way discover other points of view, enhance future job prospects. I am certain that the wide knowledge that the Msc in accounting and finance management provides, will give me with the necessary tools to succeed in my career.

Interview people about the economy Essay

The tidy sum of the orange County be an optimistic bunch. Yet, wholeness quite a piffling cipher this optimism slowly fading away into the darkness. For a clownish which is so close to perhaps worlds biggest entertainment hub, this is non a pretty picture. It would be wrong to blame the people. Little has g whiz justifiedly for the county since the stintingal time come to the fore of 2008, the effects of which be chill out quite visible. For a county which was already suffering from one of the more than serious unemployment problems than comp bed to the average figures of the United States of America, the recession of 2008 has spelt doom, and its repercussions can still be felt. suffer the case of the 34-year old Mr. Matthews who had a small computer storage sell electronic goods. However, with most people who gave him patronage, out of jobs or saving up for the bleak future, on that point atomic number 18 no takers for his once steadily selling shop of televisio n sets and radios. His completely hope is a government bailout, so that his customers switch more specie in their hands, or in separate speech communication greater purchasing power so as to indirectly get him out of this mess. Mr. Matthews situation is in complete contrast with Mrs. Mosby who is a secretary with the topical anesthetic anesthetic government authority.She has been affected very(prenominal) little by the 2008 economic recession nevertheless maintains that she is concerned just about a lot of her friends, whose businesses stool shut or who commence been shown the door in their jobs. The scarce subject of this recession on her is that while her pay has not increased, prices of many commodities of even off general use have gone by which shamblings it difficult for her to make the ends of her abode meet. She is for the moment thankful that she has a government job, just now strongly advocates that it is the states responsibility to begin her fellow citi zens a job which at the very least promises them adequate means of survival.Recession and the deteriorating economic situation is a concern not only to those who are currently affected by it, only if also those who may be affected by it in the future. return key the case of 24-year old Mike, who is a final year student at the local university. He agrees that the arouse in the air can be felt by all, and even though his university manages to put together a small calling fair every year, it seems a difficult proffer this year. Although in the top half of his class, Mike admits that acquire a job which helps him repay his educational loans he took for college, at least currently, seems to be a intimidate task.He is hopeful that by the time he graduates, the situation would improve. He doesnt make a case for out and out state intervention, but hopes that the state would help big economic powerhouses by giving them incentives and subsidies. Things have turned sour for those who ar e self-employed as well. Take the instance of a lawyer who has his own practice, Miss Timberlake. Litigation has require suddenly too expensive, and people seem to elect to hold up matters for now. Even matters of home foreclosure have got delayed for now.People are looking at otherwise normal litigation procedures as a luxury service, which they are un competent to afford at the moment, and are not as big a priority as say aesculapian and health expenditure. Health insurance companies are facing the heat as no other according to Jeff, who whole shebang at one of the biggest insurance companies. The health and medical costs have spiraled over the last a few(prenominal) years. The fact that people have very little disposal income, and are defaulting on their regular gift payments is making the matters worse for the insurance companies.Their beingness no solution in sight, people are bit to each other and urging them to perform acts of gratitude. For instance, appeals are bei ng made to doctors and other hospital module to give up a days pay. People are becoming much more cautious and conservative in spending their money. For instance, the junior siblings are getting their older siblings clothes. The insurance companies jadet have enough cash menstruation in so as to be capable to cope up with the increasing medical costs.This spells a disaster not just for one or two companies, but for two industries which are brisk to the US economy health and insurance. Whether there is a way out of this mess is the million sawhorse question facing everyone right now. The companies in two sectors, however, are optimistic and hope to see things up(a) with the Obama administration. Obamas success in being able to pass the health insurance bill is being seen as a huge positive and people seem to be oddly comforted by his words of promise. Job creation is what people are currently looking forward to.Perhaps, the only sections of the smart set who have nothing to lose right now are the school going children. However, it is amazing how the economic crisis has made way into their everyday conversations as well. David who is only 14 is angry at the whole situation. He maintains that the whole crisis is the fault of the government, which allowed risky investments to be made. He is also unhappy about the liberal policies which have allowed a bulk of the work to be outsourced to other destinations where labour is much cheaper.Stricter laws are needed, he argues emphatically. Those who are retired have been hit badly as well. Their award schemes and other insurance nitty-grittys are simply not enough for them to be able to make their ends meet. al-Qaida foreclosures are likely and in the offing, and this has most of them disturbed. Take the case of Mr. Andrews, who is 66 years old and survives on a small pension scheme. Recently the prices of even basic consumables have risen so sapiently risen that he is finding it difficult to make the ends meet.His old age means that it is much more difficult for him to find a job as compared to other freshers just out of college. He is worried that if the State fails to take some concrete step soon, many Americans could be tinkering on the verge of sharp-set poverty. Take the case of Mr. Murdoch who is a stock food market analyst and broker. In the economic recession of 2008, he lost close to $100,000. He says that he is devastated and doesnt know if there is any hope remain for his business, and whether he will be able to animize it in the closely future.He is currently part between the idea of continuing his business, or pickings up a small job somewhere. However, he himself laughs at the irony of it all, given that it would be near impossible to find a job anywhere. He also feels responsible to many of his clients, who he was performing for, and have lost a considerable amount of money in the stock market. At the aforementioned(prenominal) time, however, he is quick to po int out that investment in the market is subject to market risks, and therefore, one is understood to have assumed the same.